From Purwokerto, for the cities that don't appear in pitch decks.
Cazh was born from the experience of growing up in a small city, and from the belief that fintech infrastructure shouldn't be built only for Jakarta.
Founded in Purwokerto
Cazh began in Purwokerto and graduated from Telkom Indigo incubation. Early project: a core-banking system for Microfinance Institutions.
Incorporated
PT Cazh Teknologi Inovasi was officially established on 1 October 2019. Cazh POS app launched for SMB merchants.
Pivot to education
The pandemic shifted focus to educational institutions. A billing system for schools/pesantren (CAZH School) and CARDS Digital Card were born. Registered as PSE Komdigi RI in April–May 2021.
Ecosystem strengthened
Cazh POS Lite released. Core-banking updated for cooperatives/BMT/BKD. Partnerships with banks (BNI, BSI, Blu by BCA) and payment gateways (Xendit, Brick, Duitku, LinkAja, DANA) deepened.
Funding amid the tech winter
Amid a difficult global startup investment climate, Cazh secured additional funding from DSX-Ventures (Indonesia) and Katha VC (New York, via OpenVC).
500+ schools, 135+ districts
Cazh serves 500+ educational institution partners, thousands of SMBs, and tens of thousands of digital card users across 28 provinces.
What we're building next
We're working on strengthening the regional financial ecosystem: credit scoring for SMBs based on Cazh POS transaction history, and working capital credit products for loyal merchants.
For schools, we're exploring cross-institution payments and smarter student wallets.
If you're interested in helping build this, the Careers page is waiting.
Ready to build with Cazh?
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