We build fintech infrastructure for two worlds yet to be served.
PT Cazh Teknologi Inovasi is an Indonesian software company focused on embedded finance for schools, pesantren, and SMBs.
Our mission
Schools and pesantren need payment infrastructure that is secure, accountable, and accessible to parents. We believe digitizing canteens and tuition payments is no longer a luxury. It's a basic need for modern educational institutions.
SMBs in small cities need POS, digital payments, and loyalty programs, without having to be tech-savvy. They deserve the same quality infrastructure that Jakarta gets.
Our three products, Cazh POS, CARDS, and Digital Card API, are built on the same infrastructure. One codebase, one mission, two worlds finally touched by fintech.
What we believe in
Built for the underserved
We build for cities that don't appear in Jakarta startup pitch decks.
Honest pricing
No setup fees, no hidden costs. The price on the website is what you pay.
Tools, not lock-in
Your data can be exported any time. We win because of great products, not migration costs.
Local-first
Office in Purwokerto, Indonesian team, Indonesian-language support. No copy-paste outsourcing.
Behind
these numbers there are
warungs & santri.
Our vision in one sentence:
“Digital Banking for Education”
Digitise cashless transactions and paperless administration.
Become the leading digital bank for education services in Indonesia.
Investors & strategic partners.
PT Telkom Indonesia Tbk
Cazh graduated from Telkom Indigo incubation in 2018. We collaborate with Pesantren Go Digital, Telkom DWS, and Metranet.
DSX-Ventures
Indonesian VC focused on infrastructure and fintech for underserved markets.
www.dsx.vcKatha VC
VC based in New York, United States.
Officially registered with Komdigi RI.


Our office
Ruko Graha Timur B2, Jl. Martadiredja I, Purwokerto Timur, Kab. Banyumas 53111Contact usReady to build with Cazh?
Pick the product that fits your business or institution.